Meet Collective One Benefits
Collective One Benefits is a team of trusted insurance professionals dedicated to making coverage simple, clear, and centered around you. From Medicare Advantage, Medicare Supplements, and Part D plans, to Life Insurance, Dental and Vision coverage, and Employee Group Benefits, we are here to guide you through every step. Our company began with a vision to take the confusion out of insurance—replacing overwhelming choices, endless mail, and constant calls with clarity, trust, and personalized solutions. What started as a small team rooted in strong values of integrity and respect has grown into a dedicated network serving individuals, families, and businesses across the nation. At Collective One Benefits, we’re more than advisors—we’re your advocates, ensuring you have coverage that protects what matters most.
Our Mission & Values
At Collective One Benefits, our mission is to serve clients with the kind of care, trust, and dedication that builds lifelong relationships. We go beyond simply offering insurance—we become advocates who listen, guide, and ensure every client feels confident in their choices. Whether it’s Medicare, Life Insurance, Dental and Vision coverage, or Employee Group Benefits, our commitment runs deep: to provide solutions that truly meet your needs and exceed expectations. Our core values of trust, integrity, respect, and dedication define not only who we are but also how we serve individuals, families, and businesses across the nation.
Clemon Choice
Founder | HR & Benefits Consultant
I founded Collective One Benefits to help individuals, families, and employers confidently navigate Medicare and employee benefits with clarity, strategy, and experience.
With over 22 years of experience in the financial and insurance industry, I bring deep expertise in Medicare planning, risk management, and long-term benefits strategy. As a licensed insurance advisor specializing in Medicare Advantage plans, Medicare Supplement (Medigap) coverage, and Medicare Part D prescription drug plans, I provide personalized guidance designed to protect both healthcare needs and financial stability.
My approach is consultative and education-driven — ensuring every client fully understands their coverage options before making important decisions.
For employers, I deliver comprehensive employee benefits consulting, including group health insurance, ancillary benefits, life insurance, dental, vision, and hospital indemnity plans. I partner with business owners and HR leaders to design competitive, cost-conscious benefits packages that attract top talent and strengthen employee retention.
At Collective One Benefits, insurance planning is never transactional. It’s strategic. Through transparent communication, tailored solutions, and ongoing support, we help clients make informed decisions with confidence.
Whether you’re enrolling in Medicare, reviewing prescription drug coverage, or building a long-term employee benefits strategy, you’re backed by over two decades of industry insight and a client-first advisory approach.
Let’s build a benefits strategy that protects what matters most.
Sincerely,
Founder | Benefits Consultant
Our Values
Trust
We earn your confidence by providing honest guidance and dependable service you can count on.
Integrity
We hold ourselves to the highest standards, ensuring every decision is made with your best interests in mind.
Respect
We listen first, valuing your unique needs and treating every client with care and dignity.
Dedication
We go above and beyond, walking with you every step of the way to secure coverage that truly protects what matters most.
Contact us
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